Sangam Sharma Blogs

  "The Active Participation of Women, Especially in Financial Affairs, Can Revolutionize Wealth Management and Inheritance Patterns." Women are vital contributors to societal progress, donning numerous roles such as mothers, daughters, spouses, caregivers, business leaders, and more. They exhibit remarkable multitasking abilities, embodying a harmonious blend of yin and yang energies. Women excel in leadership, whether as Fortune 500 CEOs or homemakers managing households. Yet, their active involvement in financial matters often lags behind. While change is emerging, it remains in its early stages. "Let's explore several compelling reasons why women should assume control of their financial matters." Prospective Heirs : Indian women are projected to have a longer life expectancy than men by a few years on average, as per the Economic Survey 2021-22 presented by Finance Minister Nirmala Sitharaman in the previous year. This implies a higher likelihood of women inh

 If you are starting your investing journey in your 20s then this Blog is absolutely for you .So in this blog , for all those who are in their 20s  I will present a step-by-step guide so that you can start your investing journey . Every important question will be answered . Step 1 : What should be the Focus. Step 2 : How to decide the investment amount ? Step 3 : How does compounding affect our investment ? Step 4 : Which Assets to invest in ? Step 5 : How to Invest ? #1 Things To do before investing Starting Investing in your 20s is the best time to start because you have the most precious thing when it comes to investing , and that is TIME . Because the amount you invest is not as important as the duration for which you are investing . That's why , I would strongly recommend that you start your investing journey as soon as possible . Step 1: What Should Be the Focus The first step to investing in your 20s is to have a clear focus. What are your goals? What are your values? What a

Long-term wealth creation is a goal that many people strive for, but few are able to achieve. In today's world, where we are bombarded with quick-fix solutions and get-rich-quick schemes, it's important to remember that building wealth takes time, patience, and discipline. In this blog post, we will discuss some strategies for long-term wealth creation that can help you achieve your financial goals. Start early and invest regularly The earlier you start investing, the more time you have for your investments to grow. Even small amounts of regular investments can compound over time and lead to significant wealth creation in the long run. This is why it's important to start investing as soon as possible, even if you can only afford to invest a small amount each month. Diversify your portfolio Diversification is another essential strategy for long-term wealth creation. By spreading your investments across different sectors, asset classes, and geographies, you can reduce your ov

 Introduction: The Union Budget 2023 has brought significant changes in the Indian taxation system by introducing a new tax regime for individuals and Hindu Undivided Families (HUFs). The new tax regime provides a lower tax rate for taxpayers who are willing to give up their exemptions and deductions. The old tax regime, on the other hand, continues to offer tax exemptions and deductions. In this blog, we will analyze the differences between the new tax regime and the old tax regime in the context of the Budget 2023. New Tax Regime: The new tax regime introduced in Budget 2023 offers lower tax rates to individual taxpayers and HUFs. Under the new tax regime, taxpayers can choose to forgo their exemptions and deductions and pay taxes at lower rates. The new tax regime has seven tax slabs ranging from 1% to 35%. The tax rates under the new regime are as follows: Up to Rs 2.5 lakh: Nil Rs 2.5 lakh to Rs 5 lakh: 1% Rs 5 lakh to Rs 7.5 lakh: 5% Rs 7.5 lakh to Rs 10 lakh: 10% Rs 10 lakh to R

     Adani Group is a multi-billion dollar Indian conglomerate with a presence in various industries, including ports, logistics, agribusiness, energy, and defense. The company has faced criticism and controversy in recent years due to its large-scale projects, such as the      Adani Carmichael coal mine in Australia, which have raised environmental and social concerns. However, the company's recent troubles took a sharp turn with the publication of a report by short-selling firm Hindenburg Research. In January 2023, Hindenburg released a report alleging financial misconduct and overstated profits at Adani Group, including its subsidiaries. The report claimed that the company's revenue and profits had been inflated and that the management had engaged in corruption and tax evasion. The publication of the Hindenburg report caused a sharp drop in Adani's stock price and led to investigations by regulatory authorities. The case has drawn attention to the potential impact of ne

  Quiet quitting, also known as "ghosting," is a term used to describe the phenomenon of employees quietly and discreetly leaving their job without giving any notice or explanation to their employer. This type of quitting is becoming increasingly common in the corporate world, as employees become more and more disengaged with their work and their employer. One of the main reasons for quiet quitting is a lack of engagement and satisfaction with the job. When employees are not satisfied with their work, they may feel disconnected and uninvested in their job, leading them to quietly leave without warning. This can be caused by a variety of factors, such as a lack of opportunity for advancement, poor communication from management, or a lack of recognition for their efforts. Another reason for quiet quitting is the increased competition for jobs in the current job market. With unemployment rates at historic lows, employees are more likely to seek out new job opportunities, even if